1. Membership
Membership in Evergreen Community Credit Union is open to individuals who live, work, worship, or attend school within our field of membership, and their immediate family. Membership is established by opening and maintaining a Primary Share (savings) account.
2. Accounts and services
By opening an account, you agree to our Account Agreement, Funds Availability Policy, Electronic Services Agreement, and applicable fee schedules. Specific terms for Checking, Savings, Money Market, loans, and cards are disclosed at account opening.
3. Digital banking
You are responsible for safeguarding your login credentials, enabling two-factor authentication when offered, and reporting unauthorized activity within 60 days. We reserve the right to suspend access for suspected fraud or violation of these terms.
4. Acceptable use
You agree not to use our services for any unlawful activity, including money laundering, terrorist financing, or violation of OFAC sanctions. We may freeze, restrict, or close accounts to comply with applicable law.
5. Fees and rates
Current fees and rates are published in our Truth-in-Savings and Truth-in-Lending disclosures. We will notify you in advance of changes as required by Regulation DD and Regulation Z.
6. Disputes
Disputes are governed by the laws of the District of Columbia. You may file complaints with the National Credit Union Administration (NCUA) at ncua.gov.
7. Changes
We may update these terms with notice in your online banking inbox. Continued use of services after the effective date constitutes acceptance.
8. Contact
Member Services: (206) 212-1688 · support@evergreencommunitycreditunion.com